Denver Bad Faith Insurance Lawyer

When you purchase an insurance policy, you expect your insurance company to act in good faith by honoring valid claims and providing the financial protection you paid for. Unfortunately, some insurance companies engage in bad faith practices such as unjustified claim denials, unreasonable delays, and misleading interpretations of policy terms.

At Fuller Personal Injury Law, we help victims of insurance bad faith fight for fair treatment and full compensation. If your insurance provider has unfairly denied, delayed, or underpaid your claim, you may have legal grounds for a bad faith insurance lawsuit. Call (720)-770-3832 today for a free consultation.

How to Know If You Have a Bad Faith Insurance Case

Insurance bad faith occurs when an insurance company fails to honor its contractual obligations in an unfair or deceptive manner. If you suspect your insurer has acted unethically or illegally, consider the following:

• Was your claim unfairly denied? – If your insurance company denied a valid claim without a legitimate reason, you may have grounds for a bad faith lawsuit.
• Did the insurer delay payment? – Unreasonable claim processing delays are a common tactic used to pressure policyholders into accepting lower settlements.
• Did the insurer fail to properly investigate? – If your insurance company ignored evidence, rushed the investigation, or refused to communicate with you, it may be acting in bad faith.

If any of these red flags apply to your case, you may be entitled to compensation beyond the original claim amount. Call (720)-770-3832 to speak with a Colorado bad faith insurance lawyer today.

Why Choose Fuller Personal Injury Law for Your Bad Faith Insurance Case?

Filing a bad faith insurance claim can be complex and challenging, especially when facing large insurance companies with extensive legal teams. Our Denver injury attorneys have years of experience representing policyholders who have been unfairly treated by their insurers.

Challenges of Bad Faith Insurance Claims

• Proving the insurer acted in bad faith – Insurance companies often hide behind complex policies and legal loopholes to justify denials.
• Delays and denial tactics – Many insurers intentionally stall investigations or misinterpret policy language to avoid paying claims.
• Dealing with large insurance defense teams – Insurance providers have experienced lawyers working to protect their bottom line, making skilled representation essential.

How Our Firm Helps

• Decades of experience handling bad faith insurance cases in Colorado.
• In-depth knowledge of Colorado insurance laws and contract disputes.
• Aggressive representation against insurance companies to ensure full compensation.

If your insurance provider has wrongfully denied or delayed your claim, we will fight to hold them accountable. Call (720)-770-3832 today for a free consultation.

Reviews from Our Denver Clients

Common Types of Bad Faith Insurance Practices in Denver

Insurance companies are legally required to act in good faith when processing claims. However, many policyholders face unfair treatment when filing legitimate claims. Some of the most common bad faith insurance practices include:

Unjustified Claim Denials

• Denying valid claims without providing a legitimate reason.
• Misinterpreting policy language to exclude coverage unfairly.

Unreasonable Delays in Claim Processing

• Taking weeks or months to process a simple claim.
• Requesting unnecessary paperwork to create delays.

Lowball Settlement Offers

• Offering significantly less than the actual value of the claim.
• Ignoring medical bills, repair costs, or long-term damages.

Failure to Conduct a Proper Investigation

• Rushing through claim evaluations without considering key evidence.
• Dismissing claims without thorough review.

Misrepresentation of Policy Terms

• Failing to clearly explain coverage details when selling policies.
• Changing policy language or denying coverage based on technicalities.

Who Can Be Held Liable in a Bad Faith Insurance Case?

A bad faith insurance lawsuit can be filed against various entities involved in the claims process, including:

• Insurance Companies – If they wrongfully deny, delay, or undervalue claims.
• Insurance Adjusters – If they intentionally misinterpret policy details or act unfairly.
• Third-Party Administrators – If they improperly handle claims for insurers.

How a Colorado Bad Faith Insurance Lawyer Can Help

If your insurance company is unfairly denying, delaying, or underpaying your claim, you need an experienced bad faith insurance lawyer to fight back. At Fuller Personal Injury Law, we:

• Investigate claim denials and gather evidence of bad faith practices.
• Negotiate with insurance providers to demand a fair payout.
• File lawsuits if necessary to ensure full financial recovery.

Our firm is committed to holding insurers accountable and helping policyholders get the compensation they are rightfully owed. Call (720)-770-3832 today to learn how we can help.

Compensation Available for Bad Faith Insurance Claims

Economic Damages

• The full amount owed under the insurance policy.
• Reimbursement for financial losses caused by the insurer’s bad faith actions.

Non-Economic Damages

• Emotional distress and hardship caused by claim denials.
• Penalties for the improper delay or denial of your claim.
• Loss of financial stability due to unpaid claims.

Frequently Asked Questions About Bad Faith Insurance Claims in Colorado

What is a bad faith insurance claim?

A bad faith claim is filed when an insurance company unfairly delays, denies, or underpays a valid claim. Insurance companies have a legal duty to act honestly and fairly with policyholders.

How do I know if my insurer acted in bad faith?

Signs include unreasonable delays, false excuses for denial, lowball offers, or failure to investigate your claim properly. If your insurer refuses to explain their decision or ignores evidence, bad faith may be involved.

Can I sue my insurance company for bad faith?

Yes. Colorado law allows policyholders to sue insurers for violating their duty of good faith. A successful claim can result in compensation beyond the original policy limits, including punitive damages and attorney fees.

What types of insurance claims can involve bad faith?

Auto, homeowners, health, and life insurance claims can all involve bad faith. It applies to any situation where a valid claim is handled dishonestly or with unfair delay or denial.

What’s the difference between a denied claim and a bad faith claim?

A denied claim becomes bad faith if the denial is dishonest, unreasonable, or violates the insurer’s duty to investigate and explain. Not all denials are bad faith—but some clearly cross the line.

What damages can I recover in a bad faith case?

You may be entitled to compensation for the full value of your original claim, emotional distress, financial losses, and punitive damages. You can also recover attorney fees if the case succeeds under Colorado’s statutes.

How long do I have to file a bad faith insurance lawsuit in Colorado?

You typically have two years from the date the bad faith conduct occurred or was discovered. It’s important to speak with a lawyer quickly to preserve your rights.

Can I file a bad faith claim if I’ve already settled with the insurance company?

It depends. If you were misled or coerced into a low settlement, you may still have a case. But if you signed a full release knowingly, it may limit your options.

Does bad faith apply to someone else’s insurance company?

No. Bad faith claims are typically only available against your own insurer. If you were hurt by another driver, you’d pursue a personal injury claim—not a bad faith case—against their insurer.

Do I need a lawyer for a bad faith insurance claim?

Yes—these cases are complex and hard-fought. Insurers often deny wrongdoing, and a lawyer can help gather evidence, build your case, and pursue full compensation through negotiation or trial.

Call Our Denver Bad Faith Insurance Attorney Today

If your insurance company has wrongfully denied, delayed, or underpaid your claim, don’t wait to take legal action. Insurance providers should be held accountable for deceptive practices—and you deserve full compensation for your losses.

Call (720)-770-3832 today for a free consultation. No upfront fees – We only get paid if you win. Let us fight for the justice and compensation you deserve.

Contact Our Denver Law Firm Today!

Address: 1580 Lincoln St #200, Denver, CO 80203, United States

Phone: 720-770-3832